Financial loss
Defined online payment and phishing events, subject to policy terms.
Cyber insurance
You live online. Your protection should too.
UPI fraud, phishing, identity theft and social media takeover create both financial loss and a complicated recovery. Cyber insurance can cover defined events and the cost of putting things right.
Online fraudIdentity theftDigital paymentsRecovery support
In plain English
A response plan with a policy behind it
The exact trigger, reporting window, security requirements and exclusions matter. MITRA is an intermediary, not the insurer, and cannot decide a claim.
Identity recovery
Professional and administrative costs after covered identity theft.
Incident guidance
Fast reporting, evidence preservation and the right claim path.
The plan
Personal cyber cover, arranged with named partners
Cyber insurance is arranged through the Bharatsure partner network; Bharatsure is the parent company of MITRA by Healthysure. The plan is underwritten and issued by Universal Sompo General Insurance, an IRDAI-registered insurer. MITRA is an intermediary, not the insurer, and does not decide claims.
Issued by the insurer
Universal Sompo General Insurance underwrites and issues the policy, subject to its terms and underwriting.
Arranged through Bharatsure
The purchase and servicing route uses the Bharatsure partner network, the parent company of MITRA by Healthysure.
Supported by MITRA
MITRA helps with explanation and claims coordination but cannot approve or guarantee a claim.
An honest fit check
Who this is for — and who should skip it
It fits when
You bank, shop and store personal information online. You will follow security and reporting requirements.
Consider another route when
You want losses from voluntary transfers covered regardless of circumstances. You expect poor security practices or prior incidents to be ignored.
Claims, handled
A named human owns the process end to end
One person, one number, from the first call to the final settlement. You stay with your family; we carry the paperwork and follow-ups.
- 01
Call your claim expert
One call starts everything — no forms, helpline queue or ticket number.
- 02
We verify the cover
Eligibility, limits, waiting periods and the right claim route, explained plainly.
- 03
We build and submit the file
Forms are pre-filled, documents checked and insurer queries answered.
- 04
Settled, then explained
Every approval and deduction is broken down. We contest what is unsupported.
Good questions
Questions, answered
Is MITRA's advice really free?
Yes — consultations and claims support are free for you. Like all insurance intermediaries, we earn a standard commission from insurers when a policy is issued. Our advisors are measured on fit and claim outcomes, not sales targets.
What does claims support include?
A dedicated claim expert prepares and verifies your documents, coordinates with the hospital, insurer or TPA, resolves queries, and explains the final settlement in plain language. It is included for policies bought or ported through MITRA.
Can MITRA guarantee that my claim will be paid?
No intermediary can decide or guarantee a claim outcome. The insurer decides based on policy wording and the facts of the claim. MITRA makes sure your file is complete, follows up, contests unsupported deductions and escalates when valid grounds exist.
Cyber insurance FAQs
Before you buy online
Who issues the cyber insurance policy?
The policy is underwritten and issued by Universal Sompo General Insurance, an IRDAI-registered insurer. Cyber insurance is arranged through the Bharatsure partner network; Bharatsure is the parent company of MITRA by Healthysure.
Is MITRA's advice really free?
Yes — consultations and claims support are free for you. Like all insurance intermediaries, we earn a standard commission from insurers when a policy is issued. Our advisors are measured on fit and claim outcomes, not sales targets.
What does claims support include?
A dedicated claim expert prepares and verifies your documents, coordinates with the hospital, insurer or TPA, resolves queries, and explains the final settlement in plain language. It is included for policies bought or ported through MITRA.
Can MITRA guarantee that my claim will be paid?
No intermediary can decide or guarantee a claim outcome. The insurer decides based on policy wording and the facts of the claim. MITRA makes sure your file is complete, follows up, contests unsupported deductions and escalates when valid grounds exist.
Free · Unbiased · No pressure
Talk it through with an expert
15 minutes, plain English, no pressure and no obligation.