Term insurance
Maximum protection per rupee for people who depend on your income.
Life insurance
If someone depends on your income, life insurance is how you keep that promise.
The purpose is simple: replace the financial value of your future income if you are not there. The hard part is sizing it honestly, disclosing correctly and choosing the right type.
Term coverSavings plansIncome replacementNominee support
In plain English
Two paths, very different jobs
Pure term insurance buys a large death benefit for a low premium. Traditional endowment and savings plans combine a smaller life cover with a maturity value. Both can be legitimate; confusing their jobs is where bad decisions begin.
Traditional plans
Insurance plus disciplined savings, with lower cover and a maturity value.
Riders
Targeted add-ons for disability, critical illness and premium waiver.
An honest fit check
Who this is for — and who should skip it
It fits when
Someone depends on your income or unpaid work. You have loans or long-term family goals.
Consider another route when
No one is financially dependent on you and you have no liabilities. You are treating insurance as a quick-return investment.
Claims, handled
A named human owns the process end to end
One person, one number, from the first call to the final settlement. You stay with your family; we carry the paperwork and follow-ups.
- 01
Call your claim expert
One call starts everything — no forms, helpline queue or ticket number.
- 02
We verify the cover
Eligibility, limits, waiting periods and the right claim route, explained plainly.
- 03
We build and submit the file
Forms are pre-filled, documents checked and insurer queries answered.
- 04
Settled, then explained
Every approval and deduction is broken down. We contest what is unsupported.
Good questions
Questions, answered
Is MITRA's advice really free?
Yes — consultations and claims support are free for you. Like all insurance intermediaries, we earn a standard commission from insurers when a policy is issued. Our advisors are measured on fit and claim outcomes, not sales targets.
What does claims support include?
A dedicated claim expert prepares and verifies your documents, coordinates with the hospital, insurer or TPA, resolves queries, and explains the final settlement in plain language. It is included for policies bought or ported through MITRA.
Can MITRA guarantee that my claim will be paid?
No intermediary can decide or guarantee a claim outcome. The insurer decides based on policy wording and the facts of the claim. MITRA makes sure your file is complete, follows up, contests unsupported deductions and escalates when valid grounds exist.
Free · Unbiased · No pressure
Talk it through with an expert
15 minutes, plain English, no pressure and no obligation.