Simple to run
One policy, one premium and one renewal date.
Family floater health insurance
One sum insured. The whole family under it.
A family floater is usually the simplest and most affordable first health policy for a young family. The trade-off: one member's big claim erodes everyone's cover. We help you size and layer it so that trade-off never bites.
2 adults + kidsShared sum insuredRestoration benefitOne renewal
In plain English
A shared pool that needs thoughtful sizing
Every member draws from one sum insured. That makes restoration, no room-rent cap and enough protection for two events—not one—especially important.
Efficient for young families
More shared protection per premium than separate individual plans.
Easy to layer
A super top-up can add a large second line of defence.
An honest fit check
Who this is for — and who should skip it
It fits when
You are a young family in broadly good health. You plan to add a super top-up layer.
Consider another route when
A member is 55+ or has ongoing conditions. There is a large age spread in the family.
Claims, handled
A named human owns the process end to end
One person, one number, from the first call to the final settlement. You stay with your family; we carry the paperwork and follow-ups.
- 01
Call your claim expert
One call starts everything — no forms, helpline queue or ticket number.
- 02
We verify the cover
Eligibility, limits, waiting periods and the right claim route, explained plainly.
- 03
We build and submit the file
Forms are pre-filled, documents checked and insurer queries answered.
- 04
Settled, then explained
Every approval and deduction is broken down. We contest what is unsupported.
Good questions
Questions, answered
Is MITRA's advice really free?
Yes — consultations and claims support are free for you. Like all insurance intermediaries, we earn a standard commission from insurers when a policy is issued. Our advisors are measured on fit and claim outcomes, not sales targets.
What does claims support include?
A dedicated claim expert prepares and verifies your documents, coordinates with the hospital, insurer or TPA, resolves queries, and explains the final settlement in plain language. It is included for policies bought or ported through MITRA.
Can MITRA guarantee that my claim will be paid?
No intermediary can decide or guarantee a claim outcome. The insurer decides based on policy wording and the facts of the claim. MITRA makes sure your file is complete, follows up, contests unsupported deductions and escalates when valid grounds exist.
Free · Unbiased · No pressure
Talk it through with an expert
15 minutes, plain English, no pressure and no obligation.