Cover sizing
Income, loans and goals minus assets — not a round number picked from a calculator.
Term insurance
Your income, protected for the people who depend on it.
The highest-impact, lowest-cost policy most earners can buy. We help size it, disclose every fact correctly and make sure your nominee is not left alone during a claim.
High coverLow premiumIncome replacementNominee claim support
In plain English
Pure protection, without a savings wrapper
You pay a premium for a fixed cover and term. If the life insured dies during the term and the claim is admissible, the nominee receives the sum assured.
Disclosure discipline
Medical, income and lifestyle facts documented so the future claim is safe.
Nominee readiness
The right nominee, contact details and policy records kept current.
An honest fit check
Who this is for — and who should skip it
It fits when
A spouse, child or parent depends on your income. Your death would leave loans or goals unfunded.
Consider another route when
You only want a maturity payout. The premium would compromise emergency savings or health cover.
Claims, handled
A named human owns the process end to end
One person, one number, from the first call to the final settlement. You stay with your family; we carry the paperwork and follow-ups.
- 01
Call your claim expert
One call starts everything — no forms, helpline queue or ticket number.
- 02
We verify the cover
Eligibility, limits, waiting periods and the right claim route, explained plainly.
- 03
We build and submit the file
Forms are pre-filled, documents checked and insurer queries answered.
- 04
Settled, then explained
Every approval and deduction is broken down. We contest what is unsupported.
Good questions
Questions, answered
Is MITRA's advice really free?
Yes — consultations and claims support are free for you. Like all insurance intermediaries, we earn a standard commission from insurers when a policy is issued. Our advisors are measured on fit and claim outcomes, not sales targets.
What does claims support include?
A dedicated claim expert prepares and verifies your documents, coordinates with the hospital, insurer or TPA, resolves queries, and explains the final settlement in plain language. It is included for policies bought or ported through MITRA.
Can MITRA guarantee that my claim will be paid?
No intermediary can decide or guarantee a claim outcome. The insurer decides based on policy wording and the facts of the claim. MITRA makes sure your file is complete, follows up, contests unsupported deductions and escalates when valid grounds exist.
Free · Unbiased · No pressure
Talk it through with an expert
15 minutes, plain English, no pressure and no obligation.