Home insurance

Years of building a home. Minutes to protect it.

Fire, natural calamities and burglary can undo years of work. Home insurance is among the cheapest policies you can buy relative to what it protects.

StructureContentsFire & calamityTheft options
How claims work
Happy Indian homeowners feeling proud and protected
Protect what took years to build.

In plain English

Two things live under one roof

Structure cover protects the building and permanent fixtures. Contents cover protects belongings. Owners often need both; tenants usually need contents only.

Structure

Rebuilding cost of walls, floors, roof and permanent fixtures.

Contents

Furniture, appliances and belongings, valued on the policy's basis.

Claim preparation

Inventory, ownership proof and surveyor coordination are where MITRA helps.

An honest fit check

Who this is for — and who should skip it

It fits when

You own a home or valuable contents. You want protection against low-frequency, high-cost loss.

Consider another route when

You expect routine maintenance or wear and tear to be covered. You cannot document or reasonably value the contents you insure.

Claims, handled

A named human owns the process end to end

One person, one number, from the first call to the final settlement. You stay with your family; we carry the paperwork and follow-ups.

  1. 01

    Call your claim expert

    One call starts everything — no forms, helpline queue or ticket number.

  2. 02

    We verify the cover

    Eligibility, limits, waiting periods and the right claim route, explained plainly.

  3. 03

    We build and submit the file

    Forms are pre-filled, documents checked and insurer queries answered.

  4. 04

    Settled, then explained

    Every approval and deduction is broken down. We contest what is unsupported.

Good questions

Questions, answered

Is MITRA's advice really free?

Yes — consultations and claims support are free for you. Like all insurance intermediaries, we earn a standard commission from insurers when a policy is issued. Our advisors are measured on fit and claim outcomes, not sales targets.

What does claims support include?

A dedicated claim expert prepares and verifies your documents, coordinates with the hospital, insurer or TPA, resolves queries, and explains the final settlement in plain language. It is included for policies bought or ported through MITRA.

Can MITRA guarantee that my claim will be paid?

No intermediary can decide or guarantee a claim outcome. The insurer decides based on policy wording and the facts of the claim. MITRA makes sure your file is complete, follows up, contests unsupported deductions and escalates when valid grounds exist.

Free · Unbiased · No pressure

Talk it through with an expert

15 minutes, plain English, no pressure and no obligation.

Explore Claims Support

A useful conversation

Schedule a free call

An insurance expert will call you back within 24 working hours. Free, unbiased, zero pressure.

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Home Insurance in India — Structure, Contents, Fire & Theft | MITRA