Predictable discipline
Regular premiums and a defined maturity horizon.
Endowment & savings plans
Insurance plus savings — here's the honest math.
Pay premiums for years, receive a maturity amount if you survive, and a payout to your nominee if you do not. The return is steadier than exciting; the life cover is lower than term insurance.
Guaranteed savingsMaturity valueLife coverLong commitment
In plain English
A disciplined product with a narrow fit
These plans can suit conservative goals where certainty matters more than liquidity and returns — once adequate term and health cover are already in place.
Lower volatility
Useful for people who value certainty over market-linked upside.
Important trade-off
Low liquidity and a smaller death benefit per premium.
An honest fit check
Who this is for — and who should skip it
It fits when
You value certainty and can commit for the full term. Your protection needs are already covered separately.
Consider another route when
You need high life cover on a limited budget. You may need the money early or seek equity-like returns.
Claims, handled
A named human owns the process end to end
One person, one number, from the first call to the final settlement. You stay with your family; we carry the paperwork and follow-ups.
- 01
Call your claim expert
One call starts everything — no forms, helpline queue or ticket number.
- 02
We verify the cover
Eligibility, limits, waiting periods and the right claim route, explained plainly.
- 03
We build and submit the file
Forms are pre-filled, documents checked and insurer queries answered.
- 04
Settled, then explained
Every approval and deduction is broken down. We contest what is unsupported.
Good questions
Questions, answered
Is MITRA's advice really free?
Yes — consultations and claims support are free for you. Like all insurance intermediaries, we earn a standard commission from insurers when a policy is issued. Our advisors are measured on fit and claim outcomes, not sales targets.
What does claims support include?
A dedicated claim expert prepares and verifies your documents, coordinates with the hospital, insurer or TPA, resolves queries, and explains the final settlement in plain language. It is included for policies bought or ported through MITRA.
Can MITRA guarantee that my claim will be paid?
No intermediary can decide or guarantee a claim outcome. The insurer decides based on policy wording and the facts of the claim. MITRA makes sure your file is complete, follows up, contests unsupported deductions and escalates when valid grounds exist.
Free · Unbiased · No pressure
Talk it through with an expert
15 minutes, plain English, no pressure and no obligation.